Which source of liability would a trucker be liable for under a Motor Carrier Coverage Form?

A trucker would be liable for cargo damage from overturn under a Motor Carrier Coverage Form because this type of insurance specifically addresses the responsibilities of trucking companies and independent truckers regarding the transport of cargo.

Under this coverage form, truckers are responsible for the cargo they transport, which includes protection against damage that may occur due to various causes while goods are being transported. If a truck overturns, this could lead to significant damage to the cargo being carried, making the trucker liable for the loss or damage. This liability is a critical aspect of motor carrier coverage, as it protects not only the trucker’s business interests but also the interests of the cargo owners.

While passenger injury liability is important in truck operations, it is typically covered under a separate type of liability insurance rather than the Motor Carrier Coverage Form. Employer negligence pertains more to liability for actions taken by employees and usually falls under different liability or workers' compensation policies. Environmental damage, while a vital concern, generally involves separate environmental liability coverage and is not specifically included in the Motor Carrier Coverage Form's focus on cargo liability. Hence, cargo damage from overturn is the most relevant liability for a trucker under this particular coverage.