Which option is not classified as a type of Personal and Advertising Injury under the Comprehensive General Liability (CGL) policy?

Prepare for the South Dakota Property and Casualty Exam with interactive questions and detailed explanations. Study effectively and succeed!

In the context of a Comprehensive General Liability (CGL) policy, Personal and Advertising Injury encompasses specific torts that can lead to liability. These typically include actions such as defamation, false advertising, and invasion of privacy. Each of these categories involves harm to an individual's reputation, personality rights, or commercial interests, which are explicitly recognized under the terms of the policy.

Breach of contract, however, does not fall under Personal and Advertising Injury. This is because it pertains to the violation of a contractual agreement between parties, rather than an infringement on personal or advertising rights. Such matters are usually handled through different legal avenues and are not covered under the CGL's definitions of liability for personal and advertising injuries. Thus, it is distinct from the other options, which relate directly to personal and reputational harm, making it the exception in this particular classification.

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