Which of the following is true regarding the Earthquake Cause of Loss Form?

The Earthquake Cause of Loss Form is designed to be a specific endorsement to property insurance policies, and it is not intended to stand alone. Instead, it is used in conjunction with another Causes of Loss Form, such as the Basic, Broad, or Special Causes of Loss forms. This means that for coverage to apply, the Earthquake Cause of Loss Form must be incorporated into a policy that already provides coverage for other risks. This relationship emphasizes the necessity of integrating the earthquake coverage into a broader property insurance context to ensure comprehensive protection.

Other aspects such as the form's coverage scope primarily relate to property rather than land, and it does not inherently provide blanket coverage for multiple properties unless specifically endorsed to do so.