Which of the following is true about workers' compensation coverage in South Dakota?

The statement that workers' compensation coverage in South Dakota includes death benefits for work-related fatalities is accurate. Workers' compensation is designed to provide financial protection for employees who are injured while performing their job duties, and this coverage extends to situations where an employee loses their life as a direct result of a work-related incident. The death benefits help support the deceased worker’s dependents and cover related medical expenses.

This aspect of workers' compensation is crucial as it ensures that families affected by workplace fatalities receive assistance during a challenging time. Typically, these benefits can include funeral expenses and compensation for lost income, ensuring that the financial impact on the family is mitigated.

Regarding the other options, while it is important to recognize that some injuries may not be compensated if they occur off the job site or if they do not meet specific criteria outlined by the policy, the key takeaway here is that death benefits for work-related fatalities are indeed part of the South Dakota workers' compensation framework, aligning with the overall principles of workers' compensation laws to provide comprehensive support to employees and their families.