Which of the following is an example of coverage for structures attached to a building?

Prepare for the South Dakota Property and Casualty Exam with interactive questions and detailed explanations. Study effectively and succeed!

Coverage A is the portion of a homeowners insurance policy that typically provides coverage for the dwelling itself and any structures directly attached to it. This includes not just the main building, but also any permanent structures such as garages, decks, or attached porches. Since the question specifically asks for an example of coverage for structures attached to a building, Coverage A is indeed the appropriate selection.

In general, Coverage B refers to other structures that are separate from the main building, such as fences or sheds. Coverage C deals with personal property within the dwelling but does not cover the structures themselves. Coverage D typically pertains to loss of use or additional living expenses incurred if the home is uninhabitable due to a covered event, which also does not apply to structures. Understanding these distinctions is crucial in recognizing how homeowners insurance policies define coverage for various types of property.

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