Which of the following is not an element of a temporary total disability?

Prepare for the South Dakota Property and Casualty Exam with interactive questions and detailed explanations. Study effectively and succeed!

In the context of temporary total disability, one key aspect is the inability of the employee to work due to an injury. For an individual to qualify for temporary total disability, it must be demonstrated that the injury prevents them from performing any type of work while they are recovering. This encompasses both physical and mental impairments that temporarily hinder the employee's ability to engage in their regular employment duties.

Additionally, the requirement for medical treatment is crucial since it confirms that the injury is serious enough to necessitate professional care, further validating the claim of temporary total disability. Furthermore, the expectation that the disability will be temporary is essential, as it indicates that the employee is anticipated to return to work once they have sufficiently healed.

Therefore, the statement regarding the employee being able to work while recovering does not align with the classification of temporary total disability, making it the correct choice for what is not an element of this type of disability.

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