Which of the following information is included in a certificate of insurance?

A certificate of insurance serves as a summary document that provides important details about an insurance policy. It typically includes information that is crucial for both the insured party and third parties who may require proof of insurance.

The inclusion of the effective date, name of the insured, and limits of liability in a certificate of insurance is particularly significant. The effective date indicates when the coverage begins, ensuring that the insured has valid insurance coverage from that date. The name of the insured identifies the individual or entity that holds the policy, which is essential for clarifying who is protected under the insurance. Additionally, the limits of liability specify the maximum amount the insurer will pay for covered claims, serving as a critical detail for anyone evaluating the adequacy of the insurance coverage.

Other options, while related to insurance, do not typically appear in a certificate of insurance. The name of the insurer and type of coverage are often included but do not capture the full scope of information relevant to the policyholder or third parties. Policy numbers can be relevant, but details like premium amount, claims history, and deductibles are more specific financial particulars that are not included on the certificate. This makes option B the most comprehensive and representative of the typical contents found in a certificate of insurance.