Which of the Dwelling Policy forms does not cover damage by burglars?

The Basic Form (DP-1) is the correct choice because it provides the most limited coverage of the dwelling policy forms. This form covers specific perils that are explicitly listed, which does not include theft or damage caused by burglars. The coverage is typically designed for minimal risk and is primarily focused on specific hazards, such as fire, lightning, and internal explosion.

The Broad Form (DP-2), Special Form (DP-3), and Comprehensive Form (DP-4) provide more expansive coverage. For instance, the Broad Form includes additional perils such as theft, while the Special Form has an all-risk coverage aspect, which generally protects against any peril except those specifically excluded. The Comprehensive Form also enhances coverage, expanding beyond the limitations of the Basic Form. Therefore, when considering the lack of coverage for burglar-related damage, the Basic Form is distinctly positioned as it does not encompass such risks.