What type of claims are covered under Aircraft Liability Insurance?

Aircraft Liability Insurance primarily covers liability claims that arise from the ownership, maintenance, or use of an aircraft. This insurance is designed to protect the insured against claims made by third parties for bodily injury or property damage that results from the operation or usage of the aircraft.

For instance, if an accident occurs during flight operations, leading to injuries to passengers or damage to another person's property, the insurance would cover the costs associated with those claims. The focus is on liabilities related directly to the aircraft and its operation, which is why this type of insurance is crucial for aircraft owners and operators to comply with regulatory and safety standards.

In contrast, claims arising from the theft of an aircraft pertain to property insurance rather than liability concerns. Personal injury claims on the ground near an aircraft may not necessarily arise from the aircraft's operation and could be covered under different types of liability. Meanwhile, cargo claims concern the contents transported rather than the operation of the aircraft itself, falling outside the scope of Aircraft Liability Insurance. Thus, the coverage focused on liability related to the aircraft's ownership and use is the key aspect represented in the correct choice.