The Running Down Clause would cover which of the following claims?

The Running Down Clause is specifically designed to provide coverage in instances where an insured vessel collides with another vessel, and the insured is found to be liable for the damages that result from that collision. This type of coverage is essential in marine insurance as it protects the insured from financial liability arising from such collision incidents.

In the context of this question, when the insured is responsible for collision damage to another vessel, the Running Down Clause activates, offering protection against claims that may arise due to the insured party's liability. It covers not only the damages to the other vessel but can also extend to any resulting costs, such as legal fees or settlements incurred from claims brought by the other vessel's owner.

The other options focus on different types of losses: damage to the insured's own boat, loss of cargo, and passenger injuries, which fall under different types of coverage in marine insurance and are not within the purview of the Running Down Clause. Thus, option B is the appropriate choice as it directly aligns with the intent and function of the Running Down Clause in maritime liability coverage.