According to South Dakota Workers' Compensation Law, compensation is allowed for injury or death due to which of the following?

Prepare for the South Dakota Property and Casualty Exam with interactive questions and detailed explanations. Study effectively and succeed!

Under South Dakota Workers' Compensation Law, compensation is provided for injuries or illnesses that arise in the course of employment, which includes occupational illnesses. An occupational illness is defined as a health condition that develops as a result of specific work-related exposures or activities, distinguishing it from general illnesses that may occur outside the work environment. Since occupational illnesses directly relate to the workplace and are tied to an employee's job responsibilities, they qualify for workers' compensation benefits.

Motor vehicle accidents can sometimes be compensable if the injury occurred in the course of employment, but it depends on the context and situation. Intentional acts, on the other hand, are generally not covered under workers’ compensation since they are seen as actions outside the normal scope of employment or as a result of the employee's own misconduct. Natural disasters may cause injuries while at work, but these situations typically do not fall under the purview of workers' compensation unless they are closely tied to a work-related duty. Therefore, occupational illness is clearly recognized as compensable under the law due to its direct association with workplace activities.

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