A mandatory deductible of what amount applies to completed operations claims under Section II of the Garage Coverage Form?

The correct answer is $100. In the context of the Garage Coverage Form, which is designed for businesses that provide automobile-related services, the mandatory deductible for completed operations claims is set at this amount. This deductible applies specifically to the liabilities that arise from completed work—such as repairs or modifications made to vehicles—after the service has been rendered.

Having a clearly defined deductible helps manage risks and expenses for insurers and policyholders alike. A $100 deductible on completed operations claims is relatively low, which may make it manageable for businesses, ensuring that minor claims can be addressed without causing significant financial strain. This structure also encourages policyholders to handle smaller issues promptly without relying entirely on insurance, promoting accountability in operational practices.

In comparison, higher deductible amounts like $250, $500, or $1000 might deter policyholders from filing claims for smaller incidents, thereby impacting their financial decisions regarding risk management. Therefore, the $100 deductible serves as an effective balance, enabling businesses to cover most smaller claims while still holding them accountable for operational quality.